How to Insure A Poly Welding Machine?

Have you heard the term but aren’t really sure what Poly Welding means?

Rest assured you’re not alone, although in reality it’s fairly simple and a poly welding machine is an extremely clever device that is used by both amateur DIY enthusiasts and welding specialists alike. 

And yes, they can be insured!

Poly Welding

Welding means to join two materials together by heating them. It’s essential to identify the materials that you plan to weld in advance as this will effect the overall result of poly welding.

For two materials to weld, they must be similar – for example polypropylene can only be welded with a polypropylene welding rod. Plastics can usually be identified by the plastics identification codes that are stamped on them – especially in the production of motor vehicles.

There are identification tests you can carry out if the code is not visible to ensure that the poly welding of two materials will be successful.

Poly Welding Machines

A poly welding machine is the machine that’s used to join two plastics together using heat.

Poly Welding Machine

The plastics can usually be identified by the plastics identification codes that are stamped on them – especially in the production of motor vehicles. There are identification tests you can carry out if the code is not visible.

A poly welding machine will require some form of energy – either via a battery or an electrical output. They are generally bought with two plastic welding nozzles however more expert welders will require and purchase different nozzles required for a variety of more specialist welding jobs.

Also required for a poly welding machine to work efficiently will be ABS welding rods. These are essential to join the two plastics together. They can also be used to join together camlock fittings which can be helpful for insurance purposes as you can combine them both into the same policy!

For the best results with poly welding machines, it’s necessary for the surfaces of each plastic to be clean and well prepared before welding begins.

What Insurance Do Personal Trainers Need?

Personal trainers need to get a quote for professional indemnity insurance, also known as personal liability insurance, if they don’t already have it. This form of insurance is designed to protect you against potential lawsuits from your clients. As a personal trainer, a client can sue you for inappropriate equipment use, equipment malfunction, and inadequate instruction and supervision. Lawsuits can cause significant damage to your business even when you are innocent. You may end up paying large amounts in attorney and court fees and this makes you more likely to become bankrupt.

Gym is Insured

Professional Indemnity Insurance is still necessary if you are working at an insured gym or fitness centre. The gym insurance may only protect the facility and not if its employees are at fault. In situations where employees are protected, the coverage may be limited and this still exposes you to some risk. It is also important to note that the gym insurance may not offer protection if you work with clients outside the facility. Professional indemnity insurance helps to eliminate any surprises regarding coverage.

If you provide marketing services as a gym owner, then you’ll also need comprehensive insurance.

 

What if Clients Sign Waivers and Undergo Medical Tests?

It is advisable to ask clients to sign waivers each time you work with them but this does not necessarily protect you against lawsuits. A client can still sue you and ask for compensation even if they signed a waiver. They may claim that the equipment you provided seemed in good condition when they were signing the waiver. Get a quote for professional indemnity insurance to cover such situations.

As a personal trainer, you are supposed to take each client’s medical history before you offer any services including simple procedures like a massage. This is necessary to protect you. But this will not prevent clients from filing lawsuits in case of an injury or medical complication if they failed to disclose certain information when you were taking their medical history.

 

Not a Registered Nutritionist or Dietician

Professional Indemnity Insurance is also necessary for a personal trainer because you are likely to offer fitness or nutritional advice for you clients. If you suggest or provide supplements, instruct clients to follow certain diets and you are not registered as a dietician or nutritionist; the insurance will offer protection in case the supplements or diet fail to offer the expected outcomes.

 

Do you Work in Public Areas?

If you offer personal fitness services in public areas such as parks, you can still be considered liable if a client is injured or suffers a medical complication during your sessions. The client can sue for negligence if you try to offer assistance in case of an injury and lack adequate equipment and certification to carry out the procedure.

It is impossible to predict accidents as you provide training and nutrition services to your clients. Getting a quote for Professional Indemnity Insurance will cover any unforeseeable situations and protect you from bankruptcy. The insurance will cover any costs that you incur in case of a lawsuit. Take all the necessary precautions to protect your investment including asking clients to sign waivers and fill in comprehensive medical forms even when you get Professional Indemnity Insurance. This will make it difficult for them to prove negligence.

professional indemnity insurance

How To Become An Insurance Broker

Communication skills, negotiating, networking and a license are necessary for a person who wants to represent the interests of their clients in the insurance market. An insurance broker must hold a qualification certificate to sign insurance policies and will provide clients with information like a quote for professional liability insurance.

What Do Insurance Brokers Do?

An insurance broker may, by law, a local or foreign legal entity authorized under this law, which, for its clients, negotiate or enter into contracts of insurance and provides other services related to protection against risks or settlement of damages. Insurance Broker representative points out that a broker is an intermediary between insurance companies and insured. It provides professional consulting services in the insurance field, becoming an important business partner for clients they represent.

The difference between an insurance broker and an agent is that the latter can mediate insurance policies for a single insurer.

Broker, unlike the agent represents the client’s interests in this market. If an insurance company agent must know very well that the company’s products work, the broker must know the products from all insurance companies existing at the time, to be able to give his client the best deal, both financially and in terms of risk. Moreover, unlike an agent, a broker is able to expand nationally activity by forming a team which coordinates. He is a specialist insurance broker regarding insurance market. He knows very well the assurance techniques, standards and legislation. Moreover, by forming a team, can promote career on stage, the based on clear criteria and programs to national level manager.

Fire dynamics

A person who wants to work in the insurance field must have strong communication skills and know how to make as many contacts as customers are a consistent agenda. In large part, income comes from commissions for each policy sold. A broker must be a sociable, dynamic, energetic, have team spirit, good negotiation skills, ability to network, competitive spirit and be optimistic.

An insurance broker does not just sell insurance as insurance brokers also advise their clients. They indicate the best offer in terms of financial and risk covered by the policy. He/she also has a wider range of products available to their customer, compared with an insurance company. Finally, a broker must give expert guidance regarding optimal liquidation damages.

Full-time or Part-time

Broker activity can be carried out both full-time and part-time, the latter chosen by many insurance specialists.

I chose to do my work insurance apart from work, because I saw it as an opportunity to increase my income.

Brokerage is not for those people who need leaders and need constant direction. No software is required, everyone can assign this work a certain number of hours per week. There are no bosses, there are leaders and coordinators. Something to think about… being your own boss can be the hardest thing in the world at times.

Qualification required

People who want to work in the distribution of insurance products, professional qualification certificate is a condition for concluding contracts of employment or office in the insurance intermediary or, where appropriate, with insurers or insurance intermediaries as specified under Australian law.

According to the amendments, vocational training program duration is 50 hours minimum effective and professional training programs and continuing professional education ends with graduation exam organized by the institute.

Duties

  • Advising the client: Indicating the best offer in terms of financial and risk covered by the policy.
  • Presenting a wider range of products to its customer, compared with an insurance company.
  • Providing ongoing support throughout the contract term to maturity of such instalments and the expiry.
  • Specialized assistance regarding optimal liquidation damages.
  • Price negotiation of insurance policies with insurance companies.

For more information, start with the insurance Wikipedia page for your country or state or for general information head to: www.en.wikipedia.org/wiki/Broker